Getting Prepared

This weekend was great! On Friday night we went to dinner with some friends at one of my favorite Mexican places. We drank margaritas, ate and talked for almost 4 hours! I think our server wanted to kill us. We made sure to live him a big tip since we stayed so long! Saturday I had school work to do, but in the evening we did date night. We went to see Rachel Getting Married (my choice) and ate at this yummy restaurant called Zea's (his choice). It was such a fun and relaxing evening.

Over dinner we made the decision that we were going to start saving a bit more. We have always had sufficient money in our savings account to cover any unexpected expenses, but definitely aren't up to the 3-6 months worth of expenses recommended for an emergency account. I suggested to DH that we save the amount we will pay in day care once the baby comes so we get used to living with less $. He liked that idea so I'm going to check with the day care at my work and see how much it is per week, and then increase the amount being direct deposited into my savings account accordingly. We are fortunate not to have any debt (other than the house) but because of that we aren't very conscientious of our spending. I think this will really help us get our spending under control.

I also would feel better knowing there is money in the bank on the off chance we have to start paying for IF treatments. I talked with my insurance and they said they will only cover the diagnosis of an IF problem, but not things like IUI, IVF etc. So here's hoping we don't have to go down that road.